Stamp Duty Fees and Registration Charges on TNREGINET 2026

Are you planning to buy a property in Tamil Nadu, but don’t know much about the Stamp duty and registration fee? Most of the time, buyers make this mistake and overlook the importance of the stamp duty and registration fee. Instead, they focus only on the selling price, but end up with a budget overrun. Therefore, if you want to avoid such mistakes, understanding and calculating the stamp duty fee before moving towards the purchasing process makes the process smooth and manageable.

Luckily, checking the stamp duty and Tamil Nadu registration fee (based on the guideline value) has never been easier. With the user-friendly TNREGINET portal, you can now calculate the stamp duty and registration fee right from your mobile screen. Just provide all the property’s details for instant results. However, you must know that the fee you are supposed to pay will be based on the property’s market value rather than the calculated value.

If you are planning to own a new property in Tamil Nadu, let’s learn more about the stamp duty fee, how to calculate the stamp duty fee, and how you can pay it. Read on.

What is Stamp Duty in Tamil Nadu?

When it comes to a property transaction in Tamil Nadu, the stamp duty is an important fee that you must pay to ensure a safe transfer of ownership title in government records. In Tamil Nadu, these charges are standardized based on the property’s guideline value, but you have to pay them according to market price, which is often higher.

For a general understanding, the stamp duty fee is 7%, and the registration fee is 4% for a sale deed. However, stamp duty and registration fees vary depending on the deed type; for instance, the stamp duty fee is 3% of the property value for a partition deed. Learning these variations will help you navigate through the property transaction process.

You can also read the Guide For Patta Chitta – FMB, E-Services of Land Records 2026.

Land Registration Charges in Tamil Nadu in 2026

Knowing standardized registration charges makes the process smooth. The registration charges in Tamil Nadu are 4% of the market value of the property. The registration charges are standardized in all cities of Tamil Nadu. If you want to check the correct value of registration charges, use the TNREGINET portal managed by the Inspector of General Registration. The registration department website is a useful tool to verify whether the calculated value is correct or not.

However, there is an exception in standardized charges for women. From 1 April 2026, the registration department TN is providing a special concession on registration for women if they want to buy a property with a guideline value of less than Rs. 100,0000.

Stamp Duty for Different Deeds in Tamil Nadu

The stamp duty and registration fee vary according to deed type and market value. Before calculating the charges, consider the type of property and pay accordingly.

Here are the stamp duty rates and registration fees in Tamil Nadu:

Exchange Deed – 7% stamp duty rate and 4% registration charges according to the market value of the property.
Gift Deed – 7% stamp duty rate and 4% registration charges according to the market value of the property.
Sale/conveyance Deed – 7% stamp duty rate and 4% registration charges according to the market value of the property.
Simple Mortgage Deed – Stamp duty fee is 1% of the loan amount (subject to a maximum of Rs. 40,000), and registration fee is 1% of the loan amount (subject to a maximum of Rs. 10,000).
Mortgage with Possession Deed – Stamp fee is 4% of the loan principal amount, and registration fee is 1% on the amount of maximum Rs. 2,00,000.
Lease Deed (30 years) – The stamp duty fee is 1% of the total fines, rents, etc and registration fee is also 1%, subject to a maximum of Rs. 20,000.
Lease Deed (99 years) – The stamp duty fee is 4% of the total fines, rents, etc and registration fee is also 1%, subject to a maximum of Rs. 20,000.
Lease Deed (99+ years) – The stamp duty fee is 7% of the total fines, rents, etc and registration fee is also 1%, subject to a maximum of Rs. 20,000.
General Power of Attorney (immovable property) – Stamp Duty fee is Rs 100, and registration charges are Rs 10,000.
General Power of Attorney (immovable property given to a family member) – Stamp Duty fee is Rs 100, and registration charges are Rs 1000.
General Power of Attorney (moveable property) – Stamp Duty fee is Rs 100, and registration charges are Rs 50.
General Power of Attorney (power for consideration) – The stamp duty is 4% on the consideration value, and the registration fee can be 1% of the consideration or Rs 10,000 (the government will charge you whichever is higher).
Settlement (in favour of family members) – Stamp duty is 1% (subject to a maximum of Rs. 25,000) of the market value of a property, and registration fee is 1% (subject to a maximum of Rs. 4000) on the market value of the property.
Settlement (other cases) – Stamp duty is 7% of the market value of a property, and registration fee is 4% on the market value of the property.
Release (among family members) – Stamp duty is 1% (subject to a maximum of Rs. 25,000) of the market value of a property, and registration fee is 1% (subject to a maximum of Rs. 4000) on the market value of the property.
Release (non-family members) – Stamp duty is 7% of the market value of a property, and registration fee is 4% on the market value of the property.
Partition (among family members) – Stamp duty is 1% (subject to a maximum of Rs. 25,000 for each share) of the market value of a property, and registration fee is 1% (subject to a maximum of Rs. 4000 for each share) on the market value of the property.
Partition (non-family members) – Stamp duty is 4% of the market value of a property for each share, and registration fee is 1% on the market value of the property for each share.
Partnership deed (capital less than Rs. 500) – Stamp duty is Rs. 50, and registration fee is 1% on the capital invested.
Partnership deed (other cases) – Stamp duty is Rs. 300, and registration fee is 1% on the capital invested.

How To Calculate Stamp Duty in Tamil Nadu?

The stamp duty is 7% of the property’s market price. Here is how you can calculate it:

Determine the market worth of your property = let’s say it’s 30 lakh
The stamp duty rate is 7% = ₹30 lakh × 7% = ₹2,10,000
Add 4% registration charges = ₹30 lakh × 4% = ₹1,20,000

Follow the same procedure for any property to calculate the stamp duty fee and registration charges.

How to Pay Stamp Duty in Tamil Nadu?

Paying the stamp duty fee is now easy and quick; you can use both online and offline methods depending on your convenience. Here is how you can pay the stamp duty fee in Tamil Nadu.

Online Payment

Visit the SCHIL website by clicking here: https://www.shcilestamp.com/
Next, go to the e-Stamping option and select Tamil Nadu.
On the next page, download the stamp duty payment form.
Print and fill the form with all required information.
Visit the nearest Stock Holding e-Stamping counter for payment. The payment method is flexible; you can use any mode of payment.

Offline Payment

Get a stamp duty paper and visit the sub-registrar’s office.
Fill out the application form there and pay the fee. You can use any payment method, like NEFT, RTGS, debit and credit cards, and cash for secure payment.

Exemptions & Concessions on Stamp Duty in Tamil Nadu

The stamp duty and registration fee are up to 7% and 4%, respectively, in Tamil Nadu. However, the government provides concessions and exemptions on a specific type of property and deed. Here are the concessions and exemptions given by the government of Tamil Nadu:

Agricultural Land

If you buy land for agricultural purposes, the government will provide special concessions. The purpose of concessions is to promote agricultural growth.

Government Schemes for Affordable Housing

The government of Tamil Nadu provides exemptions on Stamp duty and registration fee to make owning a house affordable for people of all classes.

Concession on Registration for Women

Women in Tamil Nadu get special treatment in Tamil Nadu. They have to pay a 3% registration fee on a property worth less than 10 lakh. The goal of TNregistration portal behind this concession is to ensure women’s empowerment.

The Bottom Line

Stamp duty and registration fees are the most essential parts of property transactions for buyers to get complete legal rights. These rates are fixed in Tamil Nadu for sale deeds, but there are concessions and exemptions for some special transaction types. You can cross-check the calculated charges from the TNREGINET inspector general of Registration Portal. Learn about your type of transaction, and calculate the stamp duty and registration charges for a smooth property transaction process.